Ontario Home Improvement Rebates 2026

Active federal and provincial programs for energy-efficient home upgrades. Amounts and eligibility verified from official sources as of 2026.

Important: Rebate programs change frequently. Always confirm eligibility, amounts, and application deadlines directly with the program provider before starting work. Amounts marked unverified should be confirmed at the source link.

Canada Greener Homes Loan

Up to $40,000 interest-free

Interest-free loans for eligible home energy retrofits including heat pumps, insulation, windows, doors, and roofing. Repayment over 10 years. Requires a pre-retrofit EnerGuide energy assessment. Available to homeowners who own their primary residence.

Source: Natural Resources Canada (nrcan.gc.ca)

Canada Oil to Heat Pump Affordability (COHA) Program

Up to $10,000

Grant for low- and median-income households switching from oil heating to an electric heat pump. Administered through provinces — in Ontario, apply through the Canada Greener Homes portal. Income thresholds apply; check program details for your household size.

Source: Natural Resources Canada (nrcan.gc.ca)

Enbridge Gas — Home Efficiency Rebate Plus (HER+)

Up to $10,000

For Enbridge Gas customers in Ontario. Rebates for insulation, air sealing, smart thermostats, heat pumps, windows and doors, and more. Rebate amounts vary by upgrade type and home size. Requires a pre-upgrade home energy assessment. Funded in partnership with Natural Resources Canada.

Source: Enbridge Gas (enbridgegas.com)

Hydro One — Energy Efficiency Programs

Amount varies — see program

Hydro One offers rebates for residential customers on heat pump water heaters, smart thermostats, insulation, and other efficiency upgrades. Specific rebate amounts and eligible products change annually. Check the Hydro One website or call 1-888-664-9376 for current offerings.

Source: Hydro One (hydroone.com)

Toronto Hydro — Home Energy Loan Program (HELP) & Rebates

Amount varies — see program

Toronto Hydro customers may access low-interest financing via the Home Energy Loan Program (HELP) for eligible energy efficiency upgrades (insulation, windows, heating). Additional rebates available for EV chargers and energy-efficient appliances. Program details and amounts are updated periodically.

Source: Toronto Hydro (torontohydro.com)

Ontario Renovates Program (CMHC / Municipal)

Amount varies — municipal eligibility

Forgivable loans and grants for low-income homeowners to address accessibility and health/safety issues. Administered by local municipalities through CMHC funding. Eligibility, amounts, and availability vary by municipality. Contact your local municipality to confirm if the program is active in your area.

Source: CMHC (cmhc-schl.gc.ca)

Heat Pump Stacking — Maximizing Rebates

Multiple programs can combine

Ontario homeowners switching to an electric heat pump may be eligible to combine the Canada Greener Homes Loan, Enbridge HER+, Hydro One rebates, and the COHA grant. Total combined support can exceed $15,000 depending on eligibility. Work with a licensed HVAC contractor and an NRCan-registered energy advisor to maximize what you can access. contractor.ca can connect you with contractors familiar with rebate documentation requirements.

Source: Information assembled from NRCan, Enbridge Gas, and Hydro One program pages (2026). Verify current stacking rules with each program provider.

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